Trade iQ · TBML & CFT Compliance

Every trade
transaction
tells a story.
We read all of them.

From first touch to final flag. Built for banks, governments, and customs authorities. 12 integrated capabilities covering the full TBML/CFT compliance lifecycle. One operating system. Nothing between.

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$2T
Laundered through trade
channels annually
Global Financial Integrity / FATF estimates
The Visibility Gap

Your teams see fragments. Criminals see the whole picture.

Compliance checks the sanctions list. Trade ops processes the LC. Risk reviews the portfolio. Nobody connects the vessel deviation to the over-invoiced shipment to the restructured counterparty. TBML thrives in the gaps between departments.

The Speed Gap

Manual processes weren't built for $32 trillion in annual trade.

Paper-heavy reviews. Spreadsheet risk assessments. Batch processing that catches today's anomaly tomorrow. Every hour of delay is an hour of exposure. Regulatory enforcement, correspondent banking pressure, license risk, and reputational damage.

The Compliance Gap

Regulators aren't waiting. Neither should you.

FATF frameworks tighten every cycle. Central banks mandate demonstrable compliance. Not periodic audits. The question isn't whether your bank will face scrutiny. It's whether your systems can withstand it.

A New Operating Model

One platform where Business, Trade Operations, Compliance, and Risk finally speak the same language.

Every Transaction Every Party Every Document Every Vessel Every Route Every Container Every Airway Bill

Trade iQ replaces fragmented, paper-heavy compliance processes with a single, AI-powered operating system. Analyzing every data point in real time against every known TBML/CFT red flag pattern.

From over/under invoicing and dual-use goods to sanctions evasion and phantom shipments. With every customer profile validated against every trade, and your bank’s own risk appetite at the center.

What Trade iQ Does

Five layers.
Complete coverage.

Layer 01 · Ingest

Every trade starts with data. We capture all of it.

Digitize, extract, and structure trade data from any source. AI-powered document intelligence, direct API integration with core banking and trade applications, or manual form entry.

Document Intelligence API Integration Manual Form Entry
Seller Al Rashid Trading Co.
Value $2,450,000
HS Code 8471.30.01
Port Jebel Ali → Rotterdam
Layer 02 · Screen

Stop threats before they enter your ecosystem.

Automated screening of entities, goods, and jurisdictions against global sanctions, dual-use control lists, and regulatory policies in real time.

Sanctions, Adverse Media & PEP Screening Dual-Use Goods Screening Regulatory & Policy Compliance
Screening Engine Real-time
Sanctions, PEP & Adverse Media
23 lists active
2 HITS
Dual-Use Goods
Wassenaar + 4 regimes
CLEAR
Regulatory & Policy
Bank + gov policies
CLEAR
Al Rashid Trading Co. CLEAR
Horizon Marine Ltd. PEP HIT
Delta Freight Systems CLEAR
847
Screened
844
Cleared
3
Flagged
Layer 03 · Profile

Know your trade customer. Completely.

Comprehensive trade customer due diligence and institution-level risk assessment with customizable scoring and real-time validation.

Trade Customer Risk Profile Bank Trade Risk Profile
Risk Profile MEDIUM
Al Rashid Trading Co. Trade Customer
7.4
Weighted Risk Score
Jurisdiction
Entity Type
Trade History
Screening
Bank Trade Risk 4.2 / 10
847 entities 12 escalations 3 jurisdictions
Profile validated before transaction
Layer 04 · Monitor

See anomalies the moment they happen. Not the morning after.

Continuous transaction monitoring across pricing, shipments, documents, and TBML/CFT red flag scenarios throughout the trade lifecycle.

Real-Time Transaction Monitoring Over and Under Invoicing Detection Vessel Tracking Container Tracking AWB Tracking Trade Document Corroboration
Transaction Monitor Monitoring
LC-2024-8892 · $5.1M 3 Red Flags
Price +47% Route deviation Doc mismatch
🚢
Vessels
24
3 in transit
📦
Containers
89
1 transshipment alert
✈️
Air Waybills
12
All routes verified
📄
Doc Checks
147
2 value deviations
TBML/CFT Scenarios 80+ active rules
Layer 05 · Resolve

From alert to audit trail. Fully automated.

Structured alert triaging, case management, and regulatory reporting with full audit trails from detection to filed STR.

Alert Triaging Case Management Regulatory Reporting Full Audit Trail STR/SAR Filing
Case Resolution CASE-2024-0892
Alert Triaged
3 red flags identified
DONE
Case Assigned
Analyst: M. Hassan
DONE
Regulatory Review
STR draft in progress
IN PROGRESS
STR Filed
Pending submission
PENDING
Audit Trail
09:14 Alert auto-generated from Monitor L4
09:16 Escalated: price anomaly + route deviation
09:22 Case opened, assigned to compliance
10:05 STR draft initiated with full evidence
Every action logged
Why It Works

Four reasons it works.
Everywhere.

01
Regulatory-ready architecture

Built against real FATF action plans. Not theoretical compliance. Proven frameworks that regulators already recognize.

02
Purpose-built for trade

Not a retrofitted AML system. Every capability designed for trade documents, trade prices, trade routes, and trade entities.

03
Weeks to deploy. Not months.

API-first. Integrates alongside your existing core banking system. No rip-and-replace. Live in production before your next board meeting.

04
National-scale proven

Deployed across an entire banking sector. 19+ banks. 12 countries. The architecture that handled a nation handles yours.

How It Works

From transaction to resolution.
Fully automated.

Layer 01

Ingest

Trade data flows in via API, SWIFT, or core banking integration. Documents are digitized with AI-powered extraction. One structured source of truth.

Layer 02

Screen

Every entity, vessel, and goods description screened against sanctions, watchlists, dual-use registers, and regulatory policy. All in real time.

Layer 03

Profile

Customer and institutional risk profiles built from aggregated trade history, entity screening, and portfolio analysis. One unified risk score.

Layer 04

Monitor

Prices verified against global benchmarks. Vessel routes traced. Documents cross-checked. Every known TBML/CFT red flag scenario evaluated in real time.

Layer 05

Resolve

Alerts route to the right stakeholder with full context. Cases managed, STR/SAR filings generated, and a complete audit trail closes the loop.

Proven at Scale

Trusted by banks that can't afford to get it wrong.

End-to-End
TBML/CFT
Coverage
12+
Integrated
Capabilities
19+
Banks Trust
Trade iQ
12
Countries Across
5 Continents
What Leaders Say

The compliance teams that trust us most.

This partnership will enable data-driven decision-making across key departments.
Shahzad Dada
Shahzad Dada
President & CEO
UBL
This unique solution is going to revolutionize the way we are going to look at the trade based initiatives.
Majid Aziz
Majid Aziz
COO
Standard Chartered Bank
Technology as an enabler is a key focus area. We have invested significantly in this area and are now starting to reap the benefits.
Syed M. Fraz Zaidi
Syed M. Fraz Zaidi
Head of Operations
Faysal Bank (Islamic Bank)
AKS iQ is our partner in solving most unique and complex technological problems.
Khurram Abid
Khurram Abid
CIO
Standard Chartered Bank

Titles and designations reflect roles held at the time of engagement.

Your next examiner visit shouldn't be a stress test. It should be a demonstration.

Join 19+ banks across 12 countries that have transformed trade compliance from a cost center into a competitive advantage. See what Trade iQ can do for your institution.

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Trusted by 19+ banks FATF-aligned 5 continents Enterprise-grade security