Cheques in. Settlement out.
The clearing floor, automated. Inward and outward instruments captured, verified, reconciled, and settled. Exceptions caught before they cost you. Compliance built in from day one.
Thousands of instruments. One clearing window. Zero room for error.
Every day, your clearing team processes thousands of cheques, deposit slips, and payment instruments against tight settlement deadlines. A missed exception becomes a financial loss. A failed reconciliation becomes an audit finding. A returned item handled late becomes a customer complaint.
The volume keeps growing. The deadlines do not move. And regulators expect every instrument to be tracked, reconciled, and reported with full traceability.
Instruments coming in. Instruments going out.
Both sides of clearing on a single platform. Same intelligence. Same compliance. Same audit trail.
Inward Clearing
Cheques drawn on your bank, presented for payment. Verified, validated, and settled. Exceptions caught and routed before the clearing window closes.
Outward Clearing
Your customers' cheques deposited at other banks. Tracked through the full settlement cycle with real-time status visibility until funds are confirmed.
What happens when clearing runs itself.
Deadlines Met, Not Chased
Same-day clearing cycles with instruments processed, validated, and settled before the window closes. Your team stops racing the clock.
Reconciliation Without the Spreadsheet
What your bank recorded and what the clearing house reported, matched automatically. Discrepancies surface instantly. No more end-of-day scrambles.
Fraud Caught at the Gate
Suspicious instruments flagged before they settle. Altered amounts, duplicate submissions, questionable signatures. The system sees what the human eye might miss in a stack of thousands.
Exceptions That Route Themselves
A returned cheque does not sit in someone's inbox. It goes to the right team with the right context, tracked from detection to resolution. Nothing falls through the cracks.
SBP-Compliant From Day One
Regulatory reporting is not an afterthought. Every clearing cycle generates the compliance data SBP expects. Audit trails are built as your team works, not assembled after the fact.
Connected to Your Core
Settlement data flows into your existing banking systems. Accounts update. Balances reflect. Your operations team works in one place, not between five screens.
AI reads the instrument. Your team makes the call.
Powered by Doc iQ, IOC iQ reads handwritten and typed instruments with the same AI that handles trade finance documents. Cheques, deposit slips, and clearing instruments are digitized in seconds. Your team reviews the exceptions. The routine volume handles itself.
See what happens when clearing stops being a fire drill.
30 minutes. The full story. See how banks are turning clearing operations from a daily scramble into a process that runs itself.
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