Supply chains move fast. Financing should too.
A complete digital platform that finances every link in the supply chain. From anchor to supplier to distributor to retailer. Shariah-compliant. SBP-mandated. Hours, not weeks.
A supplier delivers goods today. Gets paid in 90 days.
Pakistan has a $9 billion SME credit gap. Small suppliers wait months for payment while cash sits trapped in the supply chain. Manual processes, paper-based documentation, and disconnected systems make it nearly impossible for banks to serve these businesses at scale.
SBP recognized this. Circular No. 01 of 2024 now mandates every bank in Pakistan to offer digital supply chain finance. The question is no longer whether to digitize. It is how fast.
Every link in the chain. Financed.
From the corporation at the top to the farmer at the end. Everyone in the chain connected. Everyone visible. Everyone financed.
What happens when supply chain finance goes digital.
Hours, Not Weeks
A supplier submits an invoice. By the time they finish their coffee, the money is disbursed. No paper. No phone calls. No waiting 90 days for what they already earned.
SMEs Get Access
The small supplier who could never walk into a bank and get a loan? Now they can access financing because the supply chain relationship speaks for them. Inclusion at scale.
Shariah-Native
Not a conventional platform with an Islamic layer bolted on. Built from the ground up so every transaction, every contract, every audit trail follows an approved Islamic structure.
Risk Seen Before It Arrives
The platform sees stress in the chain before it becomes a default. Early warnings surface while there is still time to act. Risk management that looks forward, not backward.
Multi-tier Reach
Financing does not stop at the first layer. It flows deeper into the chain, reaching the Tier-2 and Tier-3 suppliers who need it most. The entire ecosystem benefits, not just the top.
Complete Visibility
The anchor knows where every disbursement stands. The supplier knows when they will be paid. The bank sees the full picture. Everyone on the same page, in real time.
Configured for seven verticals.
A textile supply chain does not work like a pharma supply chain. DSCF iQ is built to understand the difference. Seven industries. Each one configured for the way that sector actually moves.
Shariah-compliant by architecture, not afterthought.
Every transaction follows an approved Islamic structure
DSCF iQ is designed from the ground up for Islamic banking. Not retrofitted. Not a checkbox. The platform natively supports the Shariah structures your board has approved, generates compliant contracts automatically, and maintains a complete audit trail for every transaction. Your Shariah board signs off on the product. The platform makes sure every transaction honors it.
SBP says every bank must offer digital supply chain finance. This is how.
IH&SMEFD Circular No. 01 of 2024 mandates all banks and DFIs in Pakistan to adopt digital supply chain finance. The circular has clear expectations: strategy, dedicated function, digital platform, quarterly reporting. DSCF iQ is built to meet every one of them, from day one.
See what happens when supply chain finance moves at the speed of trade.
30 minutes. The full story. See how banks are turning supply chains into growth engines and closing the $9 billion gap.
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